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james@pfscores.com

How to Raise Credit Score 100 Points Fast

How to Raise Credit Score 100 Points Fast The average U.S. credit score is 715, but millions struggle with scores below 600. Around 12.2 % of Americans have a credit score below 579, according to FICO. If you are looking to raise credit score 100 points quickly, strategic moves can make a significant impact. Boosting your credit score from fair

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Credit Score
james@pfscores.com

What Is Highest Credit Score | Is It Possible To Get It?

What Is Highest Credit Score | Is It Possible To Get It? Are you wondering what the highest credit score is and how yours compares? In April 2024, the average credit score for Americans was 715, which is good but still far from perfect. While many people have decent scores, only a few reach the very top. So, what does

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Excellent credit score, needle points right
james@pfscores.com

What is a Credit Score Simulator​​? Benefits of Using it?

What is a Credit Score Simulator? Benefits of Using it? Did you know that around 60% of Americans are unaware of their credit score or report an unrealistic figure? Your credit score simulator can help you stay ahead. Your credit score plays a crucial role in your financial health, yet many people are unsure of how it is determined. 35%

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Home Equity Loan
james@pfscores.com

credit score for HELOC loan

Credit Score For HELOC Loan Ever thought about using your home’s equity to fund a major expense or financial goal? A Home Equity Line of Credit might be just what you need. However, lenders do not just hand out HELOCs to anyone. Your credit score for HELOC loan approval is a determining factor for whether you qualify and how much

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Does Checking Your Credit Score Lower It?
james@pfscores.com

Does Checking Your Credit Score Lower It?

Does Checking Your Credit Score Lower It? Knowing your credit score is important to understand your financial standing, especially if you are applying for a loan or trying to reach a rental agreement. Your credit score is a measure that lenders, landlords, and even some employers use to evaluate your financial reliability. According to Equifax, the average credit score in

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Does Medical Debt Affect Your Credit Score?
james@pfscores.com

Does Medical Debt Affect Your Credit Score?

Does Medical Debt Affect Your Credit Score? Healthcare issues like a fever or injury can happen anytime. However, these health issues can bring a whopping medical debt that can strain your finances. The relief? You aren’t alone! Statistics show that approximately 14 million people (6% of adults) in the U.S. owe over $1,000 in medical debt. That’s why many people

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